NKS Corporation

Established Japan Marine Credit Corporation with a capital of 30 million yen

Received Ministry of International Trade and Industry registration permit No. 92

Capital increased to 36 million yen

Received real estate transaction license No. 120

Capital increased to 48 million yen

Started a receivables purchase system for non-members

Capital increased to 60 million yen

Switched various tickets to credit system

Opened Kurayoshi Sales Office (promoted to branch in August 1979)

Started outsourcing calculation work to Tottori Prefecture Information Center

Capital increased to 73 million yen

Established Japan Marine Credit Driving School

Partnered with financial institutions to start handling credit cards, cashing services, and loan guarantee operations

Opened Toyooka Sales Office (promoted to branch in August 1979)

Increased capital to 100 million yen

Yonago Sales Office opened (promoted to branch in August 1979)

Tsuyama Sales Office opened (promoted to branch in August 1979)

Fukuchiyama Sales Office opened (promoted to branch in August 1979)

Maizuru Sales Office opened (promoted to branch in August 1979)

New company building constructed at the current headquarters location (7 stories)

Entered the hotel industry under the name "Tottori City Hotel"

Handling of original company loans

Increased capital to 130 million yen

Started handling partnership card with large stores

Started issuing gift certificates

Redesigned credit card design

Online system operational

Registration permit for money lending business from the China Financial Bureau No. 00036

Redesigned proprietary card, aiming for magnetic stripe conversion

Japan Sea Service established

Started handling international cards as Japan Sea Credit VISA card

New hotel building (10 stories) opened

Third-party issuer registration permit from the China Financial Bureau No. 00090

Operational support system for comprehensive sales support

Japan Sea Golf Center Opening

Employee Stock Ownership Plan Launch

Japan Sea Golf Center 30th Anniversary Tree Planting

Start of Cashing Service Using Tottori Bank CD & ATM

Issuance of P-can Club JCB Card

Renamed to "Japan Sea Driving School," with new school building and course expansion

Start of Cashing Service Using Sanin Godo Bank CD & ATM

Start of Cashing Service Using Tottori, Kurayoshi, and Yonago Credit Unions' CD & ATM

Issuance of Cashing-Only Card "Fit Card"

Start of Cashing Service Using Postal Savings ATM

New Online System Operation

Issuance of IC Chip-Embedded Point Card "Renga Club JCB Card"

Operation of Point Service System "Venus"

Start of Cashing Service Using Fukuchiyama Credit Union CD & ATM

Start of Business Reform 3-Year Plan "TRY15"

Operation of New Database Marketing System

Customer Center Opening

Relocation of Maizuru Branch to Higashi Maizuru

Establishment of Japan Sea Driving School as a Separate Company

Introduction of Defined Contribution Pension (401K)

Tottori Daimaru JCB Gold Card Issuance

Website Launch

Relocation of Toyooka Branch

Start of the 4th Medium-term Management Plan "Success 40"

Introduction of Executive Officer System

VISA Gold Card Issuance

Relocation of Fukuchiyama Branch

Organizational Change to a Three-Headquarters System

ETC Card Issuance

Acquisition of Credit Rating AAA (S&P) and Securitization of Second Auto Loan Claims

Engagement in 1 Billion Yen Syndicated Loan

Acquisition of Credit Rating AAA (R&I) and Securitization of Third Auto Loan Claims

Organizational Change to a Five-Headquarters System

Relocation of Tottori Branch to Head Office Building

Acquisition of Credit Rating AAA (R&I) and Securitization of Fourth Auto Loan Claims

Engagement in 1 Billion Yen Syndicated Loan

Acquisition of Credit Rating AAA (R&I) and Securitization of Fifth Auto Loan Claims

Introduction of Accounting Participatory System

Inheritance of Credit Guarantee Business in San'in Area from Mitsubishi UFJ Nicos (Inheritance Amount 16.487 Billion Yen)

Acquisition of Credit Rating AAA (R&I) and Securitization of Sixth Auto Loan Claims

Start handling partnership guarantee loan captive loan (auto loan "Sugu Noru-kun")

First issuance of unsecured corporate bonds worth 500 million yen

Complete renewal of Tottori City Hotel

Start handling partnership guarantee loan captive loan (renovation)

Registration as a vendor for individual credit purchase mediation based on the Installment Sales Law China (Individual) No. 5

Registration as a comprehensive credit purchase mediation vendor based on the Installment Sales Law China (Comprehensive) No. 14

Open a banquet hall "Event Hall Nihonkai" on the 3rd floor of the new building of Tottori City Hotel

Business alliance with CFn Corporation regarding auto loan handling

Establishment of car lease business division and start of the same business

Start of VISA/Master CARD acquiring agency business through partnership with USHICARD

Renewal of registration for individual credit purchase mediation from the China Economic and Industrial Bureau, China (Individual) No. 5-1

Launch and start handling NKC Mall (Internet shopping)

Open a "Golf Partner Nihonkai Golf Center" under a franchise agreement with Golf Partner Co., Ltd.

Renewal of money lending business registration from the China Financial Bureau (11) No. 00036

Start of web auto loan application "crena auto"

Start of the 6th medium-term management plan (2-year)

Open the 2nd Golf Partner franchise store "Golf Partner Matsue Kunibiki Street"

Establishment of Meets CAFE Tottodaimae

Hold a 50th anniversary commemorative ceremony

Planting of "NKC Shade Garden" on Sakura Dote

Golf Partner FC Store No.3 "Golf Partner Yonago Industrial Road Store" opening

Relocation of Yonago branch

Change of trade name to "N.K.C. Corporation"

Redesign of credit card

Establishment of receivables management center at headquarters

Start of TV commercial featuring image character Reiko Narao (advertisement for new company name)

Issuance of fit corp card (corporate loan card)

Implementation of TCS receivables management system

Renewal of registration for individual credit purchase brokerage business from China Economic and Industrial Bureau, China (Private) No. 5-2

Relocation of Maizuru branch

Start of the 7th Mid-term Management Plan (3-year) Innovation7

Renewal of lending business registration from China Finance Bureau (12) No. 00036

Establishment of Clean Business Division

Establishment of Real Estate Business Division

Establishment of Nursing Care Business Division, opening of Day Service "Tomoiiki no Sato Hamasaka"

Opening of senior housing with services "Tomoiiki no Mori Shokudou"

Home-visit nursing care business, opening of "Tomoiiki no Mori Shokudou"

Implementation of credit core system OC9

Golf Partner FC Store No.4 "Golf Partner Tsuyama Kawasaki Tenjinbashi" opening

Relocation of Tsuyama branch

Full-scale switch to credit card IC

Formulation of New Card Vision 2020

Renewal of registration for individual credit purchase brokerage business from the China Economic and Industrial Bureau China (Individual) No. 5-3

Start of the 8th Mid-term Management Plan (2-year) Innovation55

Start of Telephone Cashing

Registration of credit card number handling contract business operator (Acquirer) from the China Economic and Industrial Bureau China (Credit) No. 11

Establishment of the Nursing Care Business Headquarters

Opening of the small-scale multifunctional home-visit care facility "Tomoiiki no Hama Urato"

Renewal of loan business registration from the China Finance Bureau (13) No. 00036

Establishment of NKC Drone Academy

Open "Dining Place Sakura" on the 2nd floor of Tottori City Hotel Annex

Relocation of Fukuchiyama Branch

Renewal of registration for individual credit purchase brokerage business from the China Economic and Industrial Bureau China (Individual) No. 5-4

Start of the 10th Mid-term Management Plan (3-year) THRIVING!

Issuance of NKC Business Card

Relocation of Toyooka Branch

Integration of Kurayoshi Branch and Maizuru Branch into Tottori Branch and Fukuchiyama Branch respectively

Change of branches to a 5-branch, 3-office system including Tottori Branch, Matsue Branch, Tsuyama Branch, Himeji Branch, Fukuchiyama Branch, Yonago Sales Office, Toyooka Sales Office, Okayama Sales Office

Relocation of Yonago Sales Office, opening of "Golf Partner Yonago Industrial Road Store," and "Golf Partner Yonago R431 Kaike Indoor Practice Range"

Renewal of loan business registration from the China Finance Bureau (15) No. 00036

The 11th Mid-term Management Plan (3-year) Shift to Value 2029 Start

Tsuyama Branch to be integrated into Okayama Sales Office, Okayama Sales Office to be promoted to "Okayama Branch"