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In 2002, it was reborn as Sawayaka Shinkin Bank, based on three credit unions.
Sawayaka Shinkin Bank will celebrate its 100th anniversary of establishment on November 11, 2026.
The handling period for the app-exclusive "Super Regular App Plus" has been extended from November 2, 2026 to March 31, 2027. The sales quota, including past sales, is 5 billion yen, and the period will end as soon as the quota is reached. The applicable interest rate is 1.200% per year (0.956% after tax), and the deposit amount is between 100,000 yen and 5,000,000 yen per person.
Sawayaka Shinkin Bank will offer free online tax consultations for individuals and businesses during the second half of fiscal 2026. Sessions will be held on designated dates in October, November and December, with two appointment slots each day between 1 p.m. and 3 p.m. Book through a branch or sales representative at least one week before the session.
A drawing for Sawayaka Shinkin Bank's Lucky Chance time deposit was held at its Haneda Branch on Friday, August 7, 2026, with a customer representative in attendance. The results included 36 first-prize winners and 72 second-prize winners. Net prize amounts will be deposited into the designated accounts.
Sawayaka Shinkin Bank has published its fiscal 2025 progress in implementing its basic policy on customer-oriented business conduct, or fiduciary duty. The bank says it will continue working under the policy to promote customers' best interests.
Following notice from fund manager Mitsubishi UFJ Asset Management Co., Ltd., Sawayaka Shinkin Bank will stop accepting new purchase applications for the Nikkei High Dividend Yield Stock Fund from July 15, 2026. The final application date is July 14, by 2 p.m. for in-person transactions and 3:30 p.m. online. Existing contracts will continue to be handled as before.
At the end of fiscal 2025, women accounted for 7.5% of managers. The paid leave utilization rate in fiscal 2025 was 54.40%. The gender pay gap was 74.4% for all employees, 70.5% for regular employees and 75.6% for part-time and contract employees.
Sawayaka Shinkin Bank appointed 10 directors and 3 auditors at its 101st regular general meeting on June 24, 2026, and decided on the director and auditor appointments at the board and audit committee meetings following the general meeting. Mr. Shino Yoshiyuki is scheduled to become chairman (representative director), but his appointment as representative director will take effect after approval by the Kanto Finance Bureau.
Malicious emails and short messages can lead to information theft or unauthorized transfers through phishing sites or virus infections. We advise not to open unfamiliar emails, avoid clicking on URLs listed, and verify the site before accessing.
A former employee of the credit union, who was dismissed in June 2021, has been arrested on suspicion of fraud. The credit union said it will compensate affected customers, cooperate with the police investigation and work to prevent a recurrence.