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SUWA株式会社
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March 1937: Founded Okata Credit Union under the Industrial Cooperative Act
July 1943: Reorganized as Okata Credit Union under the Urban Credit Union Act
October 1948: New Credit Hall office completed
March 1951: Opened Kawagishi Branch as the first branch
December 1951: Merged with Shimazawa Credit Union and Suwa City Credit Union to form Suwa Credit Union, moved headquarters to Okata City, and established Shimazawa and Kamisuwa branches
January 1952: Reorganized as Suwa Credit Bank under the Credit Bank Act
January 1963: New headquarters built and opened in Okata City’s Sachi-cho
December 1969: Achieved total deposits of 10 billion yen
October 1974: Began comprehensive online operations through the Tokyo Joint Office
November 1979: Installed the first cash dispenser (CD) corner at Suwa Marukami store
October 1983: Started handling government securities and other window sales
February 1985: All branches began comprehensive online operations
June 1986: Achieved total deposits of 100 billion yen
July 1989: Fuji-Mi Training Center completed
October 1992: Achieved total deposits of 200 billion yen
October 1994: New headquarters built and opened in Okata City’s Gōda
May 1996: Post Online System 3rd Generation Goes Live
December 2000: Nationwide launch of ShinKin ATM ZeroNet Service (free cash card usage fee)
April 2001: Commencement of retail operations for general insurance
February 2002: Commencement of M&A brokerage services
May 2002: Introduction of the Unified Branch System
November 2002: Erection of a monument commemorating the 50th anniversary of the Credit Union Act (in front of the main office courtyard)
May 2004: ISO 14001 Environmental Management System certification obtained
July 2005: Opening of ShinKin Housing Loan Center in Suwa City
March 2006: Total deposits reach 300 billion yen
July 2009: Opening of a new ECO store at Miyagawa Branch, designed with environmental consideration
October 2009: Commencement of medical and cancer insurance products
January 2012: Opening of a new ECO store at Kawagishi Branch, renovated with environmental consideration; integration of "Chayano Uehara Branch" into Chayano Branch
February 2012: Integration of "Sukimachi Branch" into the Main Office Sales Department
November 2013: Signing of a cooperation agreement on industry-academia collaboration with Suwa Tokyo Institute of Technology
February 2014: Participation in the "Consistent Overseas Expansion Fast Pass System"
May 2014: Signing of the "Forest Foster Parent Contract"
June 2014: Signing of the Suwa-wide cooperation agreement on the eradication of special fraud
December 2014: Signing of a memorandum of cooperation with the Kanto Headquarters of the Small and Medium Enterprise Basic Infrastructure Organization
June 2015: Signing of a cooperation agreement for regional revitalization with Nagano Prefecture and six local credit unions
July 2015: Signing of a cooperation agreement for regional revitalization with six local municipalities in Suwa, and a memorandum of cooperation on business collaboration with the Japan Finance Corporation
September 2015: Signed the "Comprehensive Cooperation Agreement" with the Suwa Regional Association and the "Business Cooperation Agreement" with the Suwa Region Manufacturing Promotion Organization
October 2015: Signed the "Trade Insurance Outsourcing Agreement" with the Japan Trade Insurance Corporation
April 2016: Signed the "Specialist Dispatch Agreement" with the Regional Economic Revitalization Support Organization and opened a new ECO store at the upper Suwa branch
May 2016: Signed the "Memorandum of Understanding on Business Cooperation" with the Central Bank of Commerce and Industry
September 2016: Moved the "Upper Company Front Branch" to an in-store location
November 2016: Signed the "Business Cooperation Agreement" with Shinonome Credit Union
December 2016: Signed the "Memorandum of Strengthening Cooperation" with the JETRO Nagano Trade Information Center Suwa Branch
January 2017: Acquired naming rights for Suwa Lake Stadium (Shinkin Suwa Lake Stadium) in 2017
March 2017: Celebrated the 80th anniversary
March 2018: Signed the "Business Cooperation Agreement" with Kanagawa Credit Union
April 2018: Signed the "Comprehensive Cooperation Agreement" with the Public Suwa Tokyo Science University
May 2018: Opened the Shinkin Library at the Suwa Credit Union Memorial Hall
July 2018: Signed the "Agreement on Small and Medium Enterprise Support" with the Kanto Shinetsu Certified Public Accountants Association Suwa Branch
September 2018: Paperless issuance of investment securities
October 2018: Signed the "Agreement on Small and Medium Enterprise Support" with the Nagano Bar Association and integrated the "Upper Company Front Branch" into the Iijima Branch
February 2019: Opened the Ark Suwa Branch ATM
May 2019: Opened the Shinkin Life Planning Center
February 2020: The Kitayama Branch became a supervised store
September 2020: Achieved total deposits of 400 billion yen
Opened a new ECO store at Chano Honmachi Branch
Signed a business cooperation agreement on business revitalization and management improvement support and a memorandum of understanding on collaboration and cooperation in syndicate loan operations with the Central Bank of Commerce and Industry
Signed an agreement on comprehensive collaboration and cooperation in regional revitalization with the First Kanyō Credit Union: Opening of the Chino office
Signed an agreement on collaboration related to the opening of the Chubu Expressway with Shizuoka Yaizu Credit Bank, Kōfu Credit Bank, and Yamanashi Credit Bank
Shimizu Town branch became a supervised branch
Celebrated 85th anniversary
Imai branch became a supervised branch
Signed an agreement on comprehensive business collaboration and cooperation with Sanjo Credit Bank
Nagano Credit Bank, Matsumoto Credit Bank, and Ueda Credit Bank joined the agreement on collaboration related to the opening of the Chubu Expressway
Opened Meri Park branch ATM: Opened Business Support Center CHINO
Shizukiyoshi Credit Bank and Fuji Credit Bank joined the agreement on collaboration related to the opening of the Chubu Expressway
Opened Inheritance Support Center
Opened Loan Back Office Center
Signed a memorandum of understanding on operational cooperation in the event of a crisis with the Japan Finance Corporation Matsumoto Branch
Opened Chino Station branch ATM: Signed an information sharing agreement on preventing telephone-based money fraud (special fraud) with the Nagano Prefectural Police Headquarters
Suwa Shinkin Bank announced that from November 30, 2026, the standard deposit interest rate will be increased from 0.400% to 0.500%. The revision amount is +0.100%, and it is the pre-tax rate. Interest rate revisions for time deposits and other products will be notified separately.
Suwako Credit Union will raise the short-term prime rate (long-term lending benchmark rate) from 3.250% per annum to 3.500% per annum, an increase of 0.250%. The change will take effect on November 30, 2026, and will apply to new borrowing, loan contract amendments, and interest payment dates thereafter.
Due to temporary system maintenance, the Investment Trust Internet Service will be suspended from 7:00 a.m. on Sunday, November 1, 2026, until 2:30 a.m. on Monday, November 2, 2026. Transactions are advised to be conducted after 7:00 a.m. on Monday. For inquiries, please contact the Sales Management Department of Suwa Credit Union (0266-23-8606, weekdays 9:00 a.m.–5:00 p.m.).
On May 13, 2016, Suwa Shinkin Bank signed a Memorandum of Understanding on Business Cooperation with Shoko Kumiai Chuo Ginko. Aiming to facilitate financing for local SMEs, promote healthy development, and revitalize the regional economy, the agreement involves exchanging information and coordinating on regional economic revitalization, new fields and business development, new financial methods, and business recovery and reconstruction.
Suwako Credit Union sponsored the 34th Suwako Lake Junior Baseball Tournament held from August 5 to September 4. Fifty-two teams from the Suwako region participated, competing in three divisions—lower elementary, upper elementary, and middle school—in a tournament format. The credit union presented the championship and runner‑up trophies at the award ceremony.
On November 17, 2016, Suwa Shinkin Bank held a "Young Entrepreneurs Exchange Meeting" with Matsumoto Shinkin Bank, where 74 companies from both regions in Suwa City exchanged information and conducted business negotiations. They collected the business negotiation needs of participating companies in advance and matched them, with staff from both banks providing support from preparation to the day of the event. Suwa Shinkin Bank stated that it will continue to actively support young entrepreneurs.
Suwako Credit Union began handling defined contribution pension management agency services on August 1, 2017. All branches are handling stores.
Suwa Shinkin Bank signed a business partnership agreement with Persol Holdings Co., Ltd. on September 3, and from that day began providing Persol Career's talent matching service. Through the partnership, it will help partner companies overcome personnel shortages and allow them to use services such as Midas at discounted rates.
When staff receive cash, passbooks, certificates, etc., they generally provide a "request receipt" or "handling slip", and instruct the customer to confirm the contents, receive it, and keep it until the processing is complete. In cases such as collecting regular deposits, a slip may not be issued. When delivering, please confirm the contents and amount, and the customer should sign and stamp the receipt of the delivered money themselves. If you did not receive a slip or have any questions, please contact the inquiry address directly.
Suwako Credit Union signed the "Local Knowledge Network Collaboration Agreement" with Suwa Industrial High School on October 2, planning to cooperate in classes such as money planning, entrepreneurship, and workplace manners. The credit union already provides various support to elementary, middle, and high school students, and this agreement will further strengthen support for high school students.