| 1981 |
Since its establishment in 1981, our company has been engaged mainly in housing loan guarantees. At that time, it was common to use public lending systems such as the Housing Loan Corporation (at that time), and our company started as a credit guarantee company for the welfare pension loan system operated by the Pension Welfare Corporation (at that time). |
| 1981 |
Since its establishment in 1981, our company has been developing business centered on housing loan guarantees. |
| 1981-02 |
February 1981: Established |
| 1981-02 |
Establishment |
| 1981-04 |
April: Started guarantee services for welfare pension-backed housing loans |
| 1986-03 |
March 1986: Opened Osaka Office (now Osaka Branch) |
| 1986-03 |
Osaka Office Opening (Current Osaka Branch) |
| 1987-04 |
April 1987: Opened Yokohama Office (now Yokohama Branch) |
| 1987-04 |
Yokohama Office Opening (Current Yokohama Branch) |
| 1994-12 |
December 1994: Started guarantee services for Housing Supply Public Corporation |
| 1994-12 |
Start of guarantee business for housing supply public corporation |
| 1995-08 |
August 1995: Opened Sapporo Office (now Sapporo Branch) |
| 1995-08 |
Sapporo Office Opening (Current Sapporo Branch) |
| 1997 |
In 1997, we started the housing loan guarantee business for private financial institutions, which is our current main business, and expanded our business scale by leveraging the strengths of an independent guarantee company. |
| 1997-07 |
July 1997: Started guarantee services for housing loans by private financial institutions |
| 1997-07 |
Start of housing loan guarantee business for private financial institutions |
| 1998-05 |
May 1998: Achieved guarantee debt balance of 1 trillion yen |
| 1998-05 |
Achieved guarantee debt balance of 1 trillion yen |
| 1999-10 |
October 1999: Opened Fukuoka Sales Office (now Fukuoka Branch) |
| 1999-10 |
Fukuoka Sales Office Opening (Current Fukuoka Branch) |
| 2001-01 |
January 2001: Started guarantee services for education loans by private financial institutions |
| 2001-01 |
Start of education loan guarantee business for private financial institutions |
| 2002-04 |
April 2002: Started handling "Sumairu Ichiban" |
| 2002-04 |
April 2002: Opened Nagoya Branch and Sendai Branch |
| 2002-04 |
Start handling "Sumairu Ichiban" |
| 2002-05 |
May 2002: Opened Niigata Sales Office |
| 2003-01 |
January 2003: Opened Hiroshima Branch |
| 2003-01 |
Hiroshima Branch Opening |
| 2003-04 |
April 2003: Opened Kanazawa Sales Office (now Kanazawa Branch) |
| 2005-05 |
May 2005: Opened Miyazaki Sales Office |
| 2005-05 |
Miyazaki Sales Office Opening |
| 2005-07 |
July 2005: Started handling "Sumairu Ichiban Plus" |
| 2007-03 |
March 2007: Achieved a guarantee debt balance of 5 trillion yen |
| 2007-03 |
Achieved guarantee debt balance of 5 trillion yen |
| 2007-04 |
April 2007: Established the head office by integrating some operations of the Head Office Sales Department and the Head Office Examination Department |
| 2010-04 |
April 2010: Established "Zenkoku Business Partner Co., Ltd." |
| 2010-04 |
Establishment of "National Business Partner Co., Ltd." |
| 2012-12 |
December 2012: Listed on the First Section of the Tokyo Stock Exchange |
| 2012-12 |
Listed on the First Section of the Tokyo Stock Exchange |
| 2014-04 |
April 2014: Started guarantee operations for private financial institution card loans |
| 2014-04 |
Started credit card loan guarantee services for private financial institutions |
| 2014-09 |
September 2014: Started handling "Sumairu Ichiban Next V" |
| 2015-04 |
April 2015: Opened Takamatsu Sales Office |
| 2015-04 |
Established Takamatsu Sales Office |
| 2016-03 |
March 2016: Achieved a guarantee debt balance of 10 trillion yen |
| 2016-03 |
Achieved a guarantee debt balance of 10 trillion yen |
| 2018-12 |
December 2018: Acquired shares of YUTORI Debt Collection Co., Ltd. and became a subsidiary (now Akebono Debt Collection Co., Ltd.) |
| 2018-12 |
Acquired shares of YUTORI Corporation for debt collection and made it a subsidiary (currently Akebono Debt Collection Corporation) |
| 2020-02 |
February 2020: Acquired shares of Towa Credit Guarantee Co., Ltd. and became a subsidiary (now Minori Credit Guarantee Co., Ltd.) |
| 2020-02 |
Acquired shares of Towa Credit Guarantee Corporation and made it a subsidiary (currently Minori Credit Guarantee Corporation) |
| 2021-03 |
March 2021: Acquired shares of Tsukuba Credit Guarantee Co., Ltd. and became a subsidiary |
| 2021-03 |
Acquired shares of Tsukuba Credit Guarantee Corporation and made it a subsidiary |
| 2021-09 |
September 2021: Achieved a guarantee debt balance of 15 trillion yen |
| 2022-04 |
April 2022: Transitioned from the First Section to the Prime Market due to review of market classification by the Tokyo Stock Exchange |
| 2022-04 |
Transitioned from the First Section of the Tokyo Stock Exchange to the Prime Market due to market segment review |
| 2022-06 |
June 2022: Signed a capital and business alliance agreement with Shikoku General Credit Co., Ltd. |
| 2023-04 |
April 2023: Acquired shares of East Japan Guarantee Service Co., Ltd. and became a subsidiary (Tsukuba Credit Guarantee Co., Ltd. absorbed in March 2024) |
| 2023-04 |
Acquired shares of East Japan Guarantee Service Corporation and made it a subsidiary (Tsukuba Credit Guarantee Corporation absorbed in March 2024) |
| 2024-07 |
2024: July: Acquired shares of Chiba Kogin Card Service Co., Ltd. and made it a subsidiary |
| 2024-07 |
Acquired shares of Chiba Kogin Card Corporation and made it a subsidiary (currently Nohanano Credit Guarantee Corporation) |
| 2025-02 |
2025: February: Acquired shares of Mie General Credit Co., Ltd. and made it a subsidiary |
| 2025-02 |
2025: February: Acquired shares of Tohoku Guarantee Service Co., Ltd. and made it a subsidiary (Tsukuba Credit Guarantee Co., Ltd. absorbed in March 2026) |
| 2025-02 |
Acquired shares of Mie General Credit Corporation and made it a subsidiary |
