| 1954 |
Since its founding in 1954, our company has been providing安心・安全・便利な financial services tailored to the needs of the times. |
| 1954 |
Since its founding in 1954, has been providing safe, secure, and convenient financial services tailored to the needs of the times. |
| 1954-12 |
Orico's credit card started in 1954 in the form of a 'coupon' ticket. It was created by the 'Cooperative Hiroshima Coupon,' which recruited members and conducted credit screening to issue coupon tickets. |
| 1954-12 |
Orico's credit card began in 1954 in the form of 'coupon tickets'. In Hiroshima, the birthplace of Orico, it started in 1954 as 'coupon tickets'. It was created by 'Kyodohyoku Hiroshima Coupon', and it issued 'coupon tickets' by recruiting members and conducting credit checks, similar to today's credit cards. |
| 1954-12 |
Established Hiroshima Coupon Cooperative. It all started with coupons. Orico's credit cards started in 1954 in the form of "coupons." They issued "coupons" after recruiting members and conducting credit screening. |
| 1954-12 |
Established Hiroshima Cooperative Coupon. |
| 1961-08 |
Started lending operations through a business alliance with Cooperative Hiroshima Coupon. |
| 1961-08 |
Established Hiroshima Credit Sales Co., Ltd. and started lending business in partnership with Hiroshima Coupon Cooperative. |
| 1961-08 |
Established Hiroshima Credit Sales Co., Ltd. |
| 1967-05 |
Changed trade name to Hiroshima Credit Sales Co., Ltd. |
| 1967-05 |
Renamed to Hiroshima Credit Sales Co., Ltd. |
| 1967-05 |
Changed trade name to Hiroshima Credit Finance Co., Ltd. |
| 1969-04 |
Started business of purchasing installment receivables (personal installment mediation). |
| 1969-04 |
Started installment receivables purchase (personal item brokerage) business. |
| 1969-11 |
Acquired the business of Cooperative Hiroshima Coupon and started credit card issuance. In November 1969, issued the first credit card 'Orient Card' as Hiroshima Credit Sales Co., Ltd. |
| 1969-11 |
In November 1969, began issuing credit cards as Hiroshima Credit Sales Co., Ltd. The first card was the "Orient Card." |
| 1969-11 |
Transferred all operations related to installment sales brokerage, the main business of Hiroshima Coupon Cooperative, and started credit card issuance. |
| 1969-11 |
Issued the first credit card as Hiroshima Shinhans. Issued its proprietary card "Orient Card." |
| 1969-11 |
Transferred all operations related to installment sales brokerage (comprehensive brokerage), the main business of Hiroshima Cooperative Coupon, and started credit card issuance business. |
| 1970-05 |
Formed alliances with financial institutions and department stores to issue 'Double Card' (partner card). Provided shopping and cashing services at member stores. |
| 1970-05 |
Issued double cards (co-branded cards). Partnered with financial institutions and department stores to offer shopping and cashing services. |
| 1970-05 |
Double Card (partnership card). |
| 1971-10 |
Started credit guarantee business. |
| 1971-10 |
In October 1971, started credit guarantee services. |
| 1971-10 |
Started credit guarantee business. |
| 1972-10 |
Started lending services using credit cards and cash advance books. |
| 1972-10 |
In October 1972, began cashing services. |
| 1972-10 |
Started cashing service operations. Accepted loans at counters presenting credit cards and cashing books. |
| 1972-10 |
Started cashing service business. |
| 1972-12 |
In December 1972, relocated to a new headquarters building in Naka Ward, Hiroshima City. |
| 1972-12 |
Relocated headquarters to a new building in Naka-ku, Hiroshima. |
| 1974-04 |
Merged with Orient Finance Co., Ltd. and changed the trade name. |
| 1974-04 |
In April 1974, merged with Orient Finance Co., Ltd. (established in Showa 26) and changed the trade name due to stock face value change. |
| 1974-04 |
Merged with Orient Finance Inc. and changed the trade name. |
| 1974-04 |
Merged with Orient Finance Co., Ltd. (established Showa 26) and changed trade name for stock face value change. |
| 1974-10 |
Listed on the Hiroshima Stock Exchange. |
| 1974-10 |
In October 1974, listed on Hiroshima Securities Exchange. |
| 1976-10 |
Listed on the Osaka Securities Exchange Second Section. |
| 1976-10 |
In October 1976, listed on Osaka Securities Exchange Second Section. |
| 1976-10 |
Listed on the Osaka Securities Exchange Second Section. |
| 1977-01 |
Started mortgage loan operations as part of credit guarantee business. |
| 1977-01 |
In January 1977, started housing loan services as part of credit guarantee services. |
| 1977-01 |
Started housing loan business as part of credit guarantee operations. |
| 1977-10 |
In October 1977, listed on Tokyo Securities Exchange Second Section. |
| 1977-10 |
Listed on the Second Section of the Tokyo Stock Exchange. |
| 1978-06 |
Moved headquarters to Toshima-ku, Tokyo. |
| 1978-06 |
In June 1978, relocated headquarters to Toshima Ward, Tokyo. |
| 1978-06 |
Relocated headquarters to Toshima-ku, Tokyo. |
| 1978-06 |
Relocated headquarters to Toshima-ku, Tokyo. |
| 1978-11 |
Started auto loan operations as part of credit guarantee business. |
| 1978-11 |
In November 1978, started auto loan services as part of credit guarantee services. |
| 1979-09 |
Shares were listed on the First Section of the Tokyo and Osaka Stock Exchanges. |
| 1979-09 |
In September 1979, designated on Tokyo and Osaka Securities Exchanges First Section. |
| 1979-09 |
Designated stocks on the Tokyo and Osaka Securities Exchange First Sections. |
| 1981-02 |
Issued MasterCard limited to overseas use for overseas travelers. |
| 1981-02 |
Started issuing international cards. Issued MasterCards limited to overseas use for travelers abroad. |
| 1981-02 |
Started issuing international cards. |
| 1983-06 |
Commenced issuance of magnetic-tape cards. |
| 1983-06 |
Started issuing magnetic tape cards. |
| 1983-06 |
To magnetic tape-equipped cards. |
| 1985-12 |
Established Orico Business & Communications Co., Ltd. |
| 1985-12 |
Established current Orico Business & Communications. |
| 1987-10 |
Issued the 'Star Card' based on an employee's idea. |
| 1987-11 |
Issued "Constellation Card" with constellation mark. |
| 1989-01 |
Commenced issuance of Orico UC Mastercard. |
| 1989-01 |
Started issuing Orico UC Mastercard. |
| 1989-07 |
Started issuing Orico UC Visa cards and JCB cards. |
| 1990-10 |
Changed trade name to Orient Corporation Co., Ltd. |
| 1991-03 |
Constructed the Tsurugashima Building for purposes such as OA training. |
| 1991-03 |
Constructed the "Tsurugashima Building" for OA training. |
| 1991-03 |
Construction of "Tsurugashima Building" for OA training and other purposes |
| 1992-04 |
Launched the industry's first fee collection guarantee service. |
| 1992-04 |
Launched the industry's first fee collection guarantee service |
| 1993-11 |
Implemented the industry's first credit receivables securitization under the Specified Credit Transaction Act. |
| 1993-11 |
Implemented industry-first credit receivables securitization. |
| 1993-11 |
Based on the specific debt law, implemented the industry's first credit receivables securitization |
| 1994-01 |
Changed name to 'Orico' and introduced a new symbol mark. |
| 1994-01 |
Introduced new symbol mark and changed name to "Orico". |
| 1994-01 |
Introduced new symbol mark, called "Orico" |
| 1995-04 |
Formulated the philosophy of 'Aiming to be a company that contributes to society by valuing trust relationships and realizing customers' rich lives.' |
| 1995-04 |
Formulated corporate philosophy. |
| 1995-04 |
Formulated the basic philosophy "We aim to be a company that values trust relationships and contributes to society through the realization of a rich life for our customers." |
| 1996-09 |
Issued the first domestic asset-backed security (ABS). |
| 1996-09 |
Issued Japan's first asset-backed securities (ABS). |
| 1996-09 |
Issued Japan's first asset-backed securities (ABS) |
| 1998-01 |
Launched the industry's first online membership. |
| 1998-01 |
Launched the industry's first online membership registration |
| 1999-01 |
Entered the servicer business through the establishment of Japan Bond Recovery Co., Ltd. |
| 1999-01 |
Established Japan Credit Recovery Co., Ltd. and entered the servicer industry. |
| 1999-01 |
Entered the receivables servicing industry with the establishment of Japan Receivables Collection Corporation |
| 2000-04 |
Commenced issuance of Orico Gold Mastercard. |
| 2000-04 |
Started issuing Orico Gold Mastercard |
| 2001-10 |
Card membership exceeded 10 million. |
| 2001-10 |
Card membership exceeded 10 million |
| 2002-12 |
Started handling the industry's first residual value-guaranteed installment auto loan 'Back Up Selefty'. |
| 2002-12 |
Started handling residual value guarantee type deferred auto loans "Back Up Selefty". |
| 2002-12 |
Launched the industry's first residual value guarantee type deferred auto loan "Back Up Selefty" |
| 2003-07 |
The recruitment for the Upty revolving credit card with flexible repayment has begun. |
| 2003-07 |
Started recruiting revolving dedicated card "UPty". |
| 2003-07 |
UPty: Started recruiting for the revolving card "UPty" with flexible repayment options |
| 2004-03 |
Established Orifa Service Receivables Recovery Co., Ltd., a subsidiary of Servicer. |
| 2004-03 |
Established Orico Service Receivables Corporation. |
| 2004-07 |
Agreed on comprehensive business alliance with Mizuho Bank in retail sector. |
| 2005-02 |
Entered into a comprehensive business partnership with Mizuho Bank in the retail sector. |
| 2005-02 |
Agreed on capital and business alliance with Itochu Corporation. |
| 2005-04 |
Succeeded in the unsecured personal loan guarantee business for Mizuho Bank. |
| 2006-11 |
Acquired the credit business division of Rakuten KC Co., Ltd. |
| 2006-11 |
Succeeded in credit business division of Rakuten KC. |
| 2007-03 |
Established CAL Credit Guarantee Co., Ltd. |
| 2007-08 |
Participated in capital with Itochu Insurance Service and changed trade name to Itochu Orico Insurance Service. |
| 2008-03 |
Established Orico Auto Lease Co., Ltd. |
| 2008-03 |
Started operation of authorization system "AURORA" jointly with Credit Saison and U-CARD. |
| 2008-07 |
Started "Ato Ribo" service for card members. |
| 2008-10 |
Introduced a design card with the concept of a card that makes people want to show it to others. |
| 2008-10 |
Introduced design cards. |
| 2010-09 |
Became an associate company subject to the equity method under Mizuho Financial Group. |
| 2010-09 |
Became a related company with Mizuho Financial Group's equity method application. |
| 2011-03 |
Re-listed its shares on the First Section of the Tokyo Stock Exchange. |
| 2011-03 |
Reinstated to the First Section of the Tokyo Stock Exchange. |
| 2014-06 |
Launched the point-issuing credit card 'Orico Card THE POINT'. |
| 2014-06 |
Launch of 'Orico Card THE POINT' issuance. |
| 2014-12 |
Celebrated its 60th anniversary. |
| 2014-12 |
60th anniversary of founding. |
| 2015-04 |
Established Orico Business Lease Co., Ltd. |
| 2015-05 |
Established Orico Auto Leasing (Thailand) Ltd. and commenced auto loan operations in Thailand. |
| 2015-05 |
Started auto loan business in Thailand. |
| 2016-08 |
Started supporting the electronic payment service 'Alipay' for Chinese visitors to Japan. |
| 2016-08 |
Started support for China's electronic payment service 'Alipay'. |
| 2016-10 |
Started supporting the electronic payment service 'Apple Pay'. |
| 2016-10 |
Support for Apple Pay started. |
| 2017-01 |
Launched the 'Mizuho Mileage Club Card/THE POINT' in partnership with Mizuho Bank. |
| 2017-01 |
Started issuing 'Mizuho Mileage Club Card/THE POINT' in partnership with Mizuho Bank. |
| 2017-10 |
Made Orico Foret Insurance Co., Ltd. a subsidiary. |
| 2017-10 |
Subsidiarization of Orico Forent Insure Co., Ltd. |
| 2018-08 |
Released a new core system. |
| 2018-08 |
Release of new core system. |
| 2018-10 |
Started supporting the electronic payment service 'WeChat Pay' for Chinese visitors to Japan. |
| 2018-10 |
Started support for China's electronic payment service 'WeChat Pay'. |
| 2019-05 |
Invested capital in LINE Credit. |
| 2019-09 |
Established Orico Auto Finance Philippines Inc. and launched auto loan business in the Philippines. |
| 2019-09 |
Started auto loan business in the Philippines. |
| 2021-03 |
Acquired an Indonesian auto loan company and renamed it PT Orico Balimor Finance. |
| 2021-03 |
Acquired an auto loan company in Indonesia and renamed it PT Orico Balimor Finance. |
| 2022-04 |
Transitioned to the Tokyo Stock Exchange's new market segment, the Prime Market. |
| 2022-05 |
Joined the International Standardization Consortium 'MOBI' for next-generation mobility blockchain technology. |
| 2022-05 |
Joined the next-generation mobility blockchain standardization consortium 'MOBI'. |
| 2022-06 |
Transitioned from a company with a board of auditors to a company with an audit committee. |
| 2022-09 |
Joined the Japan Business Federation (Keidanren). |
| 2022-09 |
Joined the Japan Business Federation (Keidanren). |
| 2022-10 |
Established the Orico Sustainability Link Finance Framework. |
| 2023 |
Consolidated subsidiary of ORICO Auto Lease Co., Ltd. |
| 2023 |
Consolidated subsidiary of ORICO Business Lease Co., Ltd. |
| 2023-06 |
Announced investment in Indonesia's Honest Financial Technologies International Private Limited. |
| 2023-06 |
Invested in Honest Financial Technologies International Private Limited, which develops credit card business in Indonesia (Japanese only). |
| 2023-06 |
Invested in Honest Financial Technologies in Indonesia (credit card business development). |
| 2023-07 |
Obtained certification as a 'certified comprehensive credit purchase intermediary' under the Installment Sales Act. |
| 2023-07 |
Obtained certification as a "Certified Comprehensive Credit Purchase Intermediary" under the Installment Sales Law. |
| 2023-07 |
Obtained certification as a 'Certified Comprehensive Credit Purchase Intermediary' under the Installment Sales Law. |
| 2023-09 |
Issued the first Integrated Report 2023. |
| 2023-09 |
Made Orico Auto Lease Co., Ltd. and Orico Business Lease Co., Ltd. consolidated subsidiaries. |
| 2023-09 |
Issued the first "Integrated Report 2023" (Japanese only). |
| 2023-09 |
Made Orico Auto Lease a consolidated subsidiary. |
| 2023-09 |
Made Orico Business Lease a consolidated subsidiary. |
| 2024-03 |
Released a digital card that delivers a smart payment experience. |
| 2024-03 |
Acquired an individual installment business company and renamed it Orico Product Finance Co., Ltd. |
| 2024-03 |
Concluded a basic agreement on business alliance with AEON Financial Service Co., Ltd. |
| 2024-03 |
Acquired a single-item installment sales business company and changed the trade name to ORICO Product Finance Co., Ltd. |
| 2024-03 |
Completely renewed the member-exclusive web service "e ORICO" (Japanese only). |
| 2024-03 |
Released digital card, partnered with AEON Financial Service, acquired a personal installment business company, and renamed it 'Orico Product Finance Co., Ltd'. |
| 2024-04 |
Formulated a new philosophy: 'One step ahead of that dream, Open the Future with You.' |
| 2024-04 |
Established the Orico Alumni Network to foster continued interaction after employees retire. |
| 2024-04 |
Established the community "Orico Alumni Network" to promote交流・つながり with Orico even after employees retire (Japanese only) |
| 2024-04 |
Formulated a new philosophy 'One step ahead of your dreams, Open the Future with You.' Established the community 'Orico Alumni Network' to promote employee exchange. |
| 2024-07 |
Selected as a constituent of the FTSE4Good Index Series and FTSE Blossom Japan Index Series. |
| 2024-07 |
Selected as a constituent stock of major ESG investment indices: ~Selected in 4 stocks including "FTSE4Good Index Series" and "FTSE Blossom Japan Index Series"~ (Japanese only) |
| 2024-07 |
First time selected for ESG Investment Index. |
| 2024-11 |
Signed business partnership agreements with Mizuho Financial Group, Mizuho Bank, Yusi Card, Orient Corporation, Rakuten Group, and Rakuten Card. |
| 2024-11 |
Entered into a business alliance agreement with Mizuho Financial Group, etc. |
| 2024-12 |
Celebrated the 70th anniversary of its founding. |
| 2024-12 |
70th anniversary of founding. |
| 2025 |
Our company has established the basic policy of solving social issues and improving corporate value, and announced a medium-term management plan in 2025 with the goal of establishing a unique financial model by the final year (fiscal year ending March 2030), based on the "society and vision we aim for in 10 years." |
| 2025 |
Published the medium-term management plan in 2025. |
| 2025-02 |
Started handling digital installment payment "Waketa" (Japanese only) |
| 2025-03 |
Announcement of completion of share acquisition (consolidation) of DeNA SOMPO Carlife Inc. by Orico and change of trade name (Orico Carlife Inc.) (Japanese only) |
| 2025-05 |
Related company applying the equity method to Vacant House Utilization Inc. (Japanese only) |
