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| Yokohama Financial Group Co., Ltd. | ||||||||
| 横浜銀行 |
Founding
Founding
AAA rating obtained from three rating agencies (*): Standard & Poor's, Moody's, Fitch for securitization of housing loan receivables: *Standard & Poor's, Moody's, Fitch
Becoming a 100% subsidiary of Sumitomo Trust Bank
Acquired long-term priority debt rating A+ from Japan Credit Rating Agency (JCR)
Becoming a 100% subsidiary of Sumitomo Trust Bank
Transferred part of the business from First Credit
Transferred part of the business to Life Housing Loan
Sumishin Real Estate Loan & Finance Co., Ltd.: Established: (Sumishin Real Estate Loan & Finance, Limited)
Changed trade name to Sumitomo Mitsui Trust Loan & Finance Co., Ltd.: (SUMITOMO MITSUI TRUST LOAN & FINANCE CO., LTD.)
Changed trade name to L&F Asset Finance, Ltd.: (L&F Asset Finance, Ltd.): Transitioned to a joint investment system by Concardia Financial Group (changed trade name to Yokohama Financial Group on October 1, 2025) and Sumitomo Trust Bank
We express our condolences to those affected by the Great East Japan Earthquake and pledge to respond as much as possible. We provide a contact point for repayment, product and service inquiries at 0120-94-5838 (Mon-Fri 9:00–17:30). We pray for everyone's safety and early recovery.
On October 1, 2026, L&F Asset Finance consolidated the real estate-backed loan desk at its Shinjuku branch into its Shimbashi head office. Customer service will continue as before. The company apologizes for any inconvenience and appreciates customers' understanding and cooperation.
At a board meeting held today, the company decided on its executive structure effective October 1, 2026. Representative Director and President Takashi Kameda will oversee the Audit Department. Director and Senior Managing Executive Officer Yoichi Sakurai will oversee the Branch Sales and Sales Promotion departments. Masaru Tanaka will oversee Corporate Planning, Business Transformation, IT Solutions, and Sales Strategy, and serve as deputy head of Human Resources and head of Risk Management. Michifumi Katsuta and Akira Matsumoto will serve as non-executive directors; Minoru Yokokawa as full-time auditor; and Masatoshi Akahori as part-time auditor. Toshiki Mikami will oversee Human Resources and Risk Management and serve as deputy head of Audit and head of Human Resources.
Effective April 1, 2012, the company changed its name to Sumitomo Mitsui Trust Loan & Finance Co., Ltd. All employees will make a fresh start and devote themselves to their work. We appreciate your continued support.
L&F Asset Finance Co., Ltd. launched Revo-On on January 14, 2014, for sole proprietors and small and medium-sized businesses. It consists of a revolving card loan with repeat borrowing available up to ¥20 million and a business loan with a fast review process; no loan arrangement fee is charged. The card loan is secured by real estate, can be used at Seven Bank ATMs nationwide, and may be available even to applicants with a home loan or public financing.
L&F Asset Finance Co., Ltd. relocated its head office to Shimbashi Sansen Building, 2-20-1 Shimbashi, Minato-ku, Tokyo, and began operations at the new location on January 12, 2016. Telephone and fax numbers for each department are listed in the notice. The office is in front of the Ginza exit of JR Shimbashi Station and Exit 2 of the Ginza subway line, and is also accessible from Exit A3 of the Toei Asakusa Line.
L&F Asset Finance Co., Ltd. extends its heartfelt sympathies to customers affected by the 2016 Kumamoto earthquakes in Kumamoto Prefecture and wishes them a speedy recovery. For questions or consultations about financing, please contact your sales representative.
L&F Asset Finance Co., Ltd. extends its heartfelt sympathies to customers affected by the July 2018 heavy rains in western Japan and wishes the region a speedy recovery. Customers with questions or consultations about financing are asked to contact their sales representative.
L&F Asset Finance Co., Ltd. extends its heartfelt sympathies to customers affected by the 2018 Hokkaido Eastern Iburi earthquake and wishes them a speedy recovery. For questions or consultations about financing, please contact the sales desk.
A new mortgage loan system went into operation on November 5, 2018. The company could not respond to inquiries after 3:00 p.m. on November 2, the day of the migration, and asked customers to contact it in the morning. With the new system, customer numbers changed from 9 to 10 digits, with “7” added at the beginning, and contract numbers changed from 8 to 10 digits, with “50” added at the beginning.