Caixa Geral de Depósitos, S.A.
Caixa Geral de DepósitosAliasCGD PortugalAliasCaixa Gestão de Ativos, SGOIC, S.A.AliasCaixa Gestão de Ativos, SGOIC, S.A.AliasCGD GroupAliasCGDAliasCaixa Geral de DepósitosAliasCaixaAlias
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116
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Basic information
- Head office
- not specified
- Chief executive
- not specified
- Employees (non-consolidated)
- Employees (consolidated)
- Start date
- 1876-01-01
- End date
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Websites
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Business
Banking services for customersDigital banking servicesSustainable development and sustainability strategyFinancial servicesSocial contribution activitiesBankingBanking operationsbanking servicesfinancial servicesProvision of financial products and servicesDeposits and medium- to long-term credit solutionscommercial bankinginvestment bankingventure capitalasset managementspecialised creditreal estateInvestment bankingSocial Services of Caixa Geral de DepósitosCaixa Brandmortgage loanspersonal loansdepositssavingsinsuranceCaixa storesolutions for university studentsAsset managementCaixa Social AwardsCorporate Volunteering ProgrammeCaixa Mais Mundo prizesCaixadirecta AppVirtual AssistantBusiness PlatformHomebanking websiteBanking AppMobile Banking Appdigital project in financial servicesdigital project in Technology with the Metaverso projectAnalytical Intelligence CentrePersonal Consumption AnalysisAsset Managementmortgage lendingpersonal depositsterm depositsstructured depositsfinancial insurance productslow-risk life insurance productsindividual life insurance linked to investment fundscapitalisation insurancePPR life insuranceretirement savings productsPPR Seguro de VidaUCITS savings retirement PPR/OICVM investment fundspension fundsInvestment Bankingbond issuanceESG debt issuancedigital transformationremote sales channelsCaixadirecta appinvestment fundspublic debt bondspublic offeringsdomestic investment fundshigh-quality credit bond fundslow-risk income distribution bond fundCaixa Socially Responsible Multi-Asset Investment FundCaixa Catholic Values Multi-Asset Investment Fundfinancial intermediationpublic debt securities in the Euronext marketsConta Caixa (CGD accounts)payments and cardsBusiness Debit cardsInstant Digital Cardonline purchases, withdrawals, and payments in storesdigital wallets such as MB Way, Apple Pay, and Google PayBusiness Debit cardspayment methods campaignsconvenience and budget management solutionsdiscounts and cashback on supermarket and pharmacy purchases through the Sempre em Caixa Benefits pruniversity segment support with Caixa IU debit card and ISIC for students and ITIC for teaching stafLoja Caixa (CGD Store) non-banking products financed with Credit Card or Consumer CreditGold and Numismatics, Watches and JewelleryGerações Life Risk InsuranceAccident in the Workplace insurance for the self-employedMulticare Health Insurance: Preventive Medicine programmePhysical Medicine and Rehabilitation therapiesProtection Insurance campaign for Business clientsCaixa Business Line: medium to long-term credit or real estate leasing solutionTPA Credit (POS Credit)Zero commission campaign on TPA CreditBenefits for contracting new credit operationsNew benefits for SME Leader companiesCaixa Socially Responsible Europe Equities Open-Ended Investment FundCaixa Socially Responsible Investment Open-Ended Investment FundGlobal Bonds Investment 2024Global Bonds Investment 2024, 2nd seriesCaixa Education LoanCaixa Personal Eco-Friendly Home LoanCaixa Personal Health LoanCaixa Eco-Friendly Auto LoanMinimum banking servicesSustainable financing linesmicrocredit solutionsCaixadirecta servicedebit cardbasic banking operationsMicroinvestInveste+Caixa InvestEU Social Projectcorporate loans and advancesleasing salesreal estate leasingtrade financeESG creditESG awardsCaixa ESG term depositgreen emissions structured by CaixaBIAgricultural Sector II Credit LineESG line of creditCaixa TOP term depositCaixa Business Credit LineFlexcash platformtrade finance productsnon-financial corporate insuranceself-service factoring and confirming simulatorCaixaDirecta EmpresasPOS acquiring serviceCaixa Pay apppayment appsnext-generation terminals with Android systemscard payments in vending machinesPME Líder 2024 ProgrammeCaixadirecta Empresasnon-financial insurancefinancial insurancecar loansdeposits on digital channelsdigital debit cardPOS servicevehicle and equipment leasing operationsshort and medium/long term creditSPIN transfersCGD services on Caixadirecta app channelscorporate credit solutionsAI tools for commercial networkautomation of document classification and processingautomatic preparation of documents related to business operationsautomation of information technology processesconsumer creditmedium to long term savingsbusiness activitiesSMEhousing loans with mixed ratesinternational financial solutionsfinancial partnershipsCustomer Service Management SystemCTI for CGD's Contact CenterATMsVTMsKnow Your Customer (KYC) processCaixa Azul service modelRemote ManagementDigital channelsMobile channelDigital campaignsAdvanced analytics models with artificial intelligenceAI-powered analysis of customer complaintsCredit and contracting decisionssmall and medium-sized companiesCaixa Business Credit LineTerm depositsFinancial insuranceMortgage loans (using mixed rates for terms between 2 and 5 years)Medium- to long-term Caixa Business Credit LinePME Líder 2024services and commissionsdigital financial servicespayment methods and the sale of insurance and investment fundsdomestic commercial bankinginternational activitycreditmortgage loan portfolioloansmeans of paymentsale of insurance and investment fundsCaixaBIadvisory and financial brokerage servicescapital marketgreen bondssustainability-linked bondsOpen-Ended Unit Trust FundBond FundEquity FundInvestment Fund ManagementPension Fund ManagementSustainable InvestmentFinancial LiteracyESG Integrationfinancial operationshousing loanspersonalised solutionsin-person services for individual customersbacking SMEs and micro-enterprisesassistance to Portuguese companies in Francebacking bilateral trade between Portugal and Francedigital banking servicesfinancial advisory serviceproducts and banking solutionsCaixaDirecta appautomobile and solar panels ESG leasing operationsCredit Risk DivisionCredit DecisionCredit Impairment ModelCorporate Credit Risk AssessmentProject Finance PortfolioProject FinanceCredit risk assessment processesCredit impairment modelCredit decision rulesCredit limitsCredit monitoring area (DAP)oversee and recover loans to companies and their respective groupsdeleveraging large exposuresprevent potential defaultsimplement preferential recovery solutionsout-of-court recovery solutionsnegotiationslitigation officeleasingfactoringcredit recoveryreal estate disinvestmentsalesloans and advances to customerscustomer depositsProvision of insurance brokerage servicesLoansbrokeragecultural activitiesDepositsInsurance brokerage servicesFinancial institutionSecuritiesAsset management and investment fundsReal estate servicesAsset managementDeposit operationsLending operationsmedical-social services for employees and pensionerscontributions to medical care services for former employeesDeposit-takingLending servicesmarket and corporate financial analyses and advisory servicesDeposit-taking and lendingAsset management and investment servicesCredit risk managementCredit portfolio monitoringCredit assessment and validationCredit loss estimatesApproval and review of risk management policiesDeposit-taking operationsAsset management servicesDeposit servicesProvision of high-quality financial servicesFinancial products and services for households and businessesMortgage loanscredit institutionImplementation of cybersecurity measuresImplementation of new customer service platforms (namely the Customer Service Management System and Simplification and alignment with the best market practices of the know your customer (KYC) process Reinforcement of the Caixa Azul service model, with the allocation of a manager dedicated to a higheBoosting customer adoption of digital channels (with a focus on the mobile channel) through the creaIdentification of improvements to business and customer service processes through AI-powered analysiImprovement in the competitiveness of CGD's supply of resources (namely term deposits and financial Promotion of the medium- to long-term Caixa Business credit line, with approximately €400 million contracted during 2024Continued reduction of time-to-cash in credit and contracting decisions, with a special focus on comReinforced support for SMEs applying to the PME Líder 2024 programmedigital bankingdigital businessonline subscriptions for products and servicesappsopen banking marketBankingVenture CapitalPropertyDigital BankingCorporate MarketingIndividual and Business MarketingBancassurancePayments and Consumer CreditInternational Business RelationsCorporate Business MonitoringRetail Business MonitoringReal Estate BusinessModels ValidationLarge Corporate and Institutional BusinessCorporate BankingRetail BankingPrivate Banking and Wealth ManagementDistribution Model ManagementSales Acceleration and IncentivesCorporate Products GovernmentAnalytical IntelligenceData ManagementReporting and Risk ModelsInvestor RelationsAudit and statutory auditOther assurance servicesOther advisory servicesReview of separate and consolidated half-yearly financial statementsReview of annual sustainability reportAudit services to financial data (allocation) and sustainability data (impact) associated with issuaAudit of the content of the Self-Assessment of the Principles for ResponsibleReporting services to the Bank of Portugal, CMVM and other regulators of the CGD Group’s foreign entProcedural services for reporting to the Audit Committee as part of this bodies’ reports to the MiniSupport services for the issuance of reports and comfort letters for the renewal of the EMTN (Euro MAggregating function for the goods and services purchasing process of its group companiesContract negotiation, management and logistical support for the supply of goods and servicesglobal banking and financial servicesbanking products and servicescampaignseventsprevention and management of external fraudinternal fraud investigationsinvestigationsReport on remuneration paid to women and men 2024Plan for gender equality in the Caixa Groupdisclosure dutiesrelationship with stakeholdersFinancial Literacy PortalCGD Social ServicesCommercial bankingRetail bankingTrading and salesControlacquisition of goods and servicesservices rendered and commissionsresearch, innovation, development and integration of new technologies in the production processprovision of services related with billing and the processing of payments for the supply of goods ancardsaccountsdigital channelsmobile customersVirtual Teller Machine (VTM)Contact Centrebranch networkcard PIN via appsubscription to new productsNew end-to-end digital contracting journeys for investment, savings, and insurance productsContinuation of the enhancement of service levels and functionalities available on CGD's automatic aDematerialisation of new processes in branchestaking-in savingsissuance of medium and long term loansfinancial products and servicesRisk Management Division (DGR)Validation Models Office (GVM)Rating and Internal Control Division (DRT)Retail Business Monitoring Division (DAP)Corporate Business Monitoring Division (DAE)Real Estate Business Division (DNI)Private Banking and Wealth Management Division (DPB)CGA Support Division (DAC)Representative Offices Office (GER)Serviços Sociais da Caixa Geral de DepósitosCaixa Gestão de Ativos, SGOIC, S.A.CGD Pensões - Sociedade Gestora de Fundos de Pensões, S.A.Caixa Capital - Sociedade Gestora de Capital de Risco, S.A.Caixa - Imobiliário, S.A.CGD Branch - FranceBanco Interatlântico, S.A.SIBS, SGPS, SACaixa Serviços PartilhadosBanco Comercial do Atlântico, S.A.Banco Internacional de S. Tomé e Príncipe, S.A.Caixa - Participações, SGPS, S.A.digital banking in Portugaldigital customersremote operationscontracting products and services onlineapps that boost digital transformationdigital banking segmentsfinancial productsGreen/Social BondsSustainability linked BondsESG products and financing linessustainable debt operationsclimate risk managementLeasing of hybrid and electric vehiclesCaixa Invest EU GreenCaixa Gestão de AtivosESG rating modelCarbon Neutrality and Climate Risk Management Transition Planfinancial products and services that support the energy transitionbanking groupEquity, Digital, and Financial inclusionSustainable financingCommercial Bankingdebit and credit cardsmutual investment fundscorporate and institutional loan portfoliolending activitiesinvestmentother banking servicespayment servicesdirect banking services for individualstransactions between companiesESG financial productsESG investment and financingcustomer servicefinancial products and solutionsCommercial real estateFinancial products and servicesmanagement of own propertiesregularization of assetsfinancing portfolioFinancial and insurance activitiesCaixa ESG Credit Linesustainable financing lines and productsfinancing real estate portfolioGoods Donation ProgrammeDigital customer onboarding processesFast contractingSales and after-sales processCaixa Mais Mundo AwardsCaixa Social Services - Blood Donor GroupSupport for Refugee Studentsfinancial solutionsnew service management system in branchesmigrating transactions to virtual teller machinesinstant issuance of debit cards via the app and webPIN recovery via the appautomatic alerts in case of card captureDeposit and savings productsInvestment productsFinancial literacy supportCustomer serviceDigital bankingsustainable financingESG factorsclimate transition plancarbon neutralityGreen Bonds issuanceSustainable investment policySocially Responsible Investment PolicyEngagement Policy for Caixa Gestão de AtivosSocially Responsible InvestmentsSustainable financeEco-Car Loans CampaignEco-Environmental LineRenewable Energy Business Credit LineBNU 'Uma' Environmentally Friendly LineMLP ESG - BNU Green LandGreen auto loanLoan for energy renovation workGreen real estate loanLoan for renewable energy generationAnalytical Intelligence CentreDigital assistantCaixa MetaverseCustomer supportVirtual experiences and metaverseDigital signature servicesSustainability-related servicesClimate Stress TestsAssessment parameters for granting mortgage loansIncorporating the ESG Component into Venture Capital ActivitiesOnline Services and Electronic PaymentsCustomer Privacy and SecuritySafety WarningsCaixa Geral de Depósitos, S.A.Acceptance of depositsWireless telecommunications activitiesSatellite telecommunications activitiesOther telecommunications activitiesComputer programming, consultancy and related activitiesComputer programming activitiesComputer consultancy activitiesOther information technology and computer service activitiesData processing, hosting and related activitiesWeb portalsInformation service activitiesFreight transport organizationOther information service activities necActivities of holding companiesTrusts, funds and similar financial entitiesOther credit grantingOther financial service activities, except insurance and pension funding necLife insuranceNon-life insuranceSecurity and commodity contracts brokerageOther activities auxiliary to financial services, except insurance and pension fundingRisk and damage evaluationActivities of insurance agents and brokersOther activities auxiliary to insurance and pension fundingFund management activitiesReal estate activitiesBuying and selling of own real estateRenting and operating of own or leased real estateReal estate agenciesManagement of real estate on a fee or contract basisLegal activitiesAccounting, bookkeeping and auditing activities; tax consultancyActivities of head offices; management consultancy activitiesActivities of head officesReal estate development on own accountCompra e venda de bens imobiliarios por conta propriaBusiness and other management consultancy activitiesAgentes imobiliariosProperty management and administrationArchitectural and engineering activities; technical testing and analysisArchitectural activitiesEngineering activities and related technical consultancyTechnical testing and analysisAluguer de outros meios de transporte terrestreRenting of other machinery and equipmentResearch and experimental development on biotechnologyOther research and experimental development on natural sciences and engineeringResearch and experimental development on social sciences and humanitiesMaintenance and repair of computer machinery and equipmentAdvertisingAdvertising agenciesMedia representationMarket research and public opinion pollingInvestigation and security servicesAtividades industriais de limpezaAtividades de fotografiaOther business activitiesOther professional, scientific and technical activities necVeterinary activitiesRenting and leasing of motor vehicles
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Related companies
| Company name | Group | Parent | Subsidiary | Customer | Supplier | Alliance | Bank | Shareholder |
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| AdP – Águas de Portugal, SGPS, S.A. | ||||||||
| BCA | ||||||||
| BCG Brazil | ||||||||
| BCGA | ||||||||
| BCI | ||||||||
| BI | ||||||||
| BNU Macau | ||||||||
| Banca de Investimento | ||||||||
| Banco Caixa Geral - Brasil, S.A. | ||||||||
| Banco Caixa Geral Angola, S.A. | ||||||||
| Banco Caixa Geral Brasil, S.A. | ||||||||
| Banco Comercial de Investimentos | ||||||||
| Banco Comercial do Atlântico, S.A. | ||||||||
| Banco Comercial e de Investimentos (Moçambique) | ||||||||
| Banco Comercial e de Investimentos, S.A. | ||||||||
| Banco Interatlântico, S.A | ||||||||
| Banco Interatlântico, S.A.R.L. | ||||||||
| Banco Internacional de S. Tomé e Príncipe, S.A. | ||||||||
| Banco Nacional Ultramarino (Macau) | ||||||||
| Banco Nacional Ultramarino, SA (Macau) | ||||||||
| Bem Comum - Soc. de Capital de Risco, S.A. | ||||||||
| CALCO | ||||||||
| CERC | ||||||||
| CGD Investimentos CVC, S.A. | ||||||||
| CGD Pensões | ||||||||
| CGD Pensões - Soc. Gest. Fundos de Pensões, S.A | ||||||||
| CGD Pensões - Sociedade Gestora de Fundos de Pensões, S.A. | ||||||||
| CGD Pensões – SGFP, S.A. | ||||||||
| CGD Pensões, Sociedade Gestora de Fundos de Pensões | ||||||||
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| Caixa - Banco de Investimento, S.A. | ||||||||
| Caixa - Banco de Investimento, SA | ||||||||
| Caixa - Serviços Partilhados, A.C.E. | ||||||||
| Caixa Banco de Investimento | ||||||||
| Caixa Capital - Sociedade de Capital de Risco, S.A. | ||||||||
| Caixa Capital, Sociedade de Capital de Risco, SA | ||||||||
| Caixa Geral de Aposentações | ||||||||
| Caixa Geral de Aposentações, I.P. (CGD) | ||||||||
| Caixa Geral de Depósitos Foundation - Culturgest | ||||||||
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| Caixa Gestão de Ativos - Sociedade Gestora de Organismos de Investimento Coletivo, S.A. | ||||||||
| Caixa Gestão de Ativos, SGFI | ||||||||
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| Caixa Group | ||||||||
| Caixa Imobiliário, S.A. | ||||||||
| Caixa Infraestruturas | ||||||||
| Caixa Leasing and Factoring – Sociedade Financeira de Crédito, SA | ||||||||
| Caixa Leasing e Factoring, SA | ||||||||
| Caixa Participações | ||||||||
| Caixa Private Equity - Fundo de Investimento | ||||||||
| Caixa Serviços Partilhados, A.C.E. | ||||||||
| Caixa – Banco de Investimentos, S.A. | ||||||||
| Caixa-Banco de Investimento, S.A | ||||||||
| Caixagest - Técnica de Gestão de Fundo S.A. | ||||||||
| Caixagest Imobiliário Internacional | ||||||||
| Caixagest – Técnicas de Gestão de Fundos, S.A. | ||||||||
| Crédito Especializado | ||||||||
| FOMENTO - Fundos de Investimento Imobiliário, SGOIC, S.A. | ||||||||
| Fidelidade - Companhia de Seguros, S.A. | ||||||||
| Fidelidade – Companhia de Seguros, S.A | ||||||||
| Flitptrel IV SA | ||||||||
| Flitptrel IV, S.A. | ||||||||
| Flitptrel Porto Santo SA | ||||||||
| Flitptrel Porto Santo, S.A. | ||||||||
| Forex Club de Portugal | ||||||||
| France | ||||||||
| Fundger, SGFII, S.A. | ||||||||
| Fundo de Capital de Risco Fechado Caixa Fundos | ||||||||
| Fundo de Capital de Risco Fechado Empreender Mais | ||||||||
| Fundo de Investimento Imobiliário Fechado Fundolis | ||||||||
| GCI - Sociedade Capital de Risco, SARL | ||||||||
| Gestão de Ativos | ||||||||
| Imobci, Lda. | ||||||||
| Imobiliário | ||||||||
| Inmobiliaria Caixa Geral, S.L. | ||||||||
| Locarent - Comp. Portuguesa Aluguer de Viaturas, S.A. | ||||||||
| Locarent, S.A. | ||||||||
| MTS - Portugal, Management Company of the Special Public Debt Market, SGMR, S.A. | ||||||||
| SIBS - Sociedade Interbancária de Serviços, S.A | ||||||||
| SIBS SGPS, S.A. | ||||||||
| SIBS, SGPS, S.A. | ||||||||
| Servimédia, Sociedade Mediadora de Capitais S.A. | ||||||||
| Serviços Sociais da CGD | ||||||||
| Insurance company Fidelidade - Companhia de Seguros, S.A. | ||||||||
| CRAG | ||||||||
| Ernst & Young Audit & Associados – SROC, S.A. | ||||||||
| ISEG | ||||||||
| Iberdrola | ||||||||
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| PwC | ||||||||
| SAMS | ||||||||
| Stanford University Graduate School of Business | ||||||||
| Universidade Católica Portuguesa | ||||||||
| Wharton University of Pennsylvania | ||||||||
| Blood Centres of Coimbra | ||||||||
| Blood Centres of Lisbon | ||||||||
| Blood Centres of Porto | ||||||||
| CO-Complaints | ||||||||
| Caixa - Banco de Investimento | ||||||||
| GIMAE | ||||||||
| IPO (Cancer Institutes) of Lisbon | ||||||||
| IPO (Cancer Institutes) of Porto | ||||||||
| UNA – União Negra das Artes | ||||||||
| APGES | ||||||||
| Bank of Portugal | ||||||||
| Caixa - Participações, SGPS, S.A. | ||||||||
| EPIS | ||||||||
| Ernst & Young Audit & Associados, SROC, S.A. | ||||||||
| European Central Bank | ||||||||
| European Investment Bank | ||||||||
| Locarent - Companhia Portuguesa de Aluguer de Viaturas, S.A. |
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§06
History
Member of the Digital Advisory Board of Caixa Geral de Depósitos (2019-2020).
The organisation of the 7th edition of the Caixa Fado Festival by Banco Caixa Geral Angola is an important initiative for promoting cultural development in Angola.
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News
There is no news.
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Sources & updates
DOMAINOwn domain：Yes
UPDATED2026-09-29 22:32 · Model: gpt-oss-20b(99)